Part 2 Economic Resilience and Sovereignty
Part 2 – Financial Autonomy and Resilience
Part 2 examines New Zealand’s financial foundations, including banking, public debt, fiscal policy, investment, and the institutions that shape national economic choices.
It explains how the banking system works, how offshore ownership and overseas borrowing can affect the flow of wealth out of New Zealand, and how fiscal settings influence the country’s long-term ability to invest in its own future.
This part then proposes reforms designed to strengthen financial autonomy and resilience. These include establishing an independent people’s bank; creating stronger rules around the retention and reinvestment of profits generated in New Zealand; directing a greater proportion of domestic savings and investment funds toward productive New Zealand infrastructure and industry; and reducing unnecessary dependence on overseas borrowing.
It also proposes clearer roles, stronger accountability, and more transparent reporting for institutions such as the Reserve Bank and Treasury. Together, these reforms would create domestic investment structures capable of supporting infrastructure, regional development, innovation, and productive industry — leading directly into Part 3.


